inbestMe review: updated opinions about the broker in 2021

Warning: the information presented in this review of inbestMe about its services is merely generic and comes from reliable sources of public access or received from inbestMe (entity authorized to operate in New Zealand by the CNMV or through the financial passport regime dollarpeo).

⚠️ Attention! Although inbestMe is totally legal and safe, we can't offer you this broker right now . We recommend that you try one of the best online brokers that we have evaluated, Binance .

This company has grown enormously in a short time. The project began in 2013, when a father helped his daughter invest her savings. The business turned out to be excellent, and this person continued to help others to invest, until in 2017 he ended up founding inbestMe.

Today that man, Jordi Mercader, is the CEO of this robo advisor. The company has all the regulations necessary to operate in New Zealand , and also accepts investors who are located abroad. In 2018 they created inbestMe Plus, one of the most outstanding tools on the server.

Gradually, the company was developing its products. In 2018, the ISR portfolios emerged, which allow investing in socially responsible funds . This marked a milestone in the firm's trajectory, which has determined its place in the market and its role as an international robo advisor.

In 2019, index funds and innovative pension plans . With that, the agency secures a significant variety of products that can attract different types of clients. With this he has positioned himself very well among the best brokers in the market .

Faced with the possibility of any scam, inbestMe reassures its users with data protection policies extremely serious, as well as with guarantees supported by the main financial funds. With this, we can make sure that the platform is safe and that it can lead to a good port.

Our experience with the financial broker inbestMe

To make this review, we consulted we tested the platform and consulted numerous opinions: inbestMe it seems a reliable operator . It is at the height of the current market, which is very diversified and competitive. Although it is a recent platform, its projection is very promising. That's why we think it can be profitable.

The first condition we fix on is safety. Online brokers are the intermediaries between your money and the possibilities of the market, so you should be able to trust them. Is inbestMe a scam? The answer is no, it is regulated by the main financial institution in New Zealand .

We have also corroborated that the platform is efficient and functional . On the company's server you can access the main current markets in real time, with competitive prices on all available assets. We have verified that the software to invest in inbestMe is completely efficient.

As we see, the company is duly registered in the National Securities Market Commission (CNMV) with the number 272. This is crucial: we can only trust the operators that are on the list of valid financial institutions of Dollarpa. In this case, there is no doubt about its legality.

In addition, we see that the inbestMe broker has its headquarters in Barcelona , which is another auspicious fact. In general, many of the fraudulent operators have addresses in tax havens, without having headquarters in the national territory. This company shows signs of seriousness by being located in New Zealand.

Although it does not present an email address, it is possible to contact the company through a form on its website. We will discuss this topic in the relevant section, but it is important to highlight that all reliable brokers have effective contact methods .

Being a young company, it is still consolidating your initial milestones . This is how ISR index funds were included in 2020, which represent a whole novelty on the platform. On the company's website, new assets are announced that will come in the short term.

inbestMe: Scam or reliable?

In our team we always insist on the same point: investment traders must be safe. This can only be confirmed through their official licenses, which are the seal of the relevant financial authority. These certifications are proof that the broker has registered .

In the case of inbestMe, we have confirmed that your license from the National Securities Market Commission (CNMV) it is valid and has validity. With this you can rest easy: this entity makes sure that the data protection mechanisms be solid, so that the information is safe.

Therefore, with the CNMV certificate we are sure that everything we enter into the system will be invisible to third parties. According to all opinions, inbestMe is a excellent virtual security model , as it uses the latest technologies, to be one step ahead.

A look at the most relevant of inbestMe

According to our analysis about inbestMe, its opinions and reports, it is a truly productive operator . There is no doubt that there are users who have obtained sustained profitability. This is indicated by many of the independent reviews we have consulted. That's why we think it's a recommended option.

Anyway, we remind you that neither transparency nor operator productivity are sufficient conditions to guarantee profits. In the stock market, a lot depends on the expertise of the investor. That is why we advise a good education in finance . In addition, there is always a component of unpredictability.

inbestMe offer: opinion of the best experts

According to our criteria, it is convenient for stock market investment operators to have several options. This is ideal for maintaining vision both in the short and in the long term , and to learn how to use various assets. Some brokers, like eToro , stand out for their market openness.

inbestMe's offer is not so varied, but it is undoubtedly satisfactory. Broadly speaking, we can point out three main programs: pension plans, ETFs and index funds . Each of these categories presents complexities typical of its genre, and requires some analysis by the investor.

Index investment funds are, according to inbestMe, the best option for New Zealand residents who want to invest in international indices. The minimum to start in this category is $1000. inbestMe commissions are very competitive, the promise of 0.42% as the maximum cost of management .

inbestMe is focused on making your investment funds of the most productive in the market . Many users have started with the minimum sum and achieved profitable stability on inbestMe. User reviews are very positive, noting the fact that this company proposes two different portfolios for this category: traditional and ISR index funds.

In the same sense, pension plans are structured in a profitable way that makes it possible to expect almost certain profits. There are equities and fixed income. To avoid dispelling any doubt, there are tables available with the detailed commission percentages in intimate. The scam is not possible, proving that the users are protected.

CFDs

These types of assets are one of the most popular on the market, and they can generate large investments, but they carry a very large risk. CFDs are so called by their English name - contracts for difference, that is,, contracts for difference . In this section we will tell you more about them.

While inbestMe does not offer them , it seems to us indispensable to dedicate a few words to them, since they are an asset that is often used to attract inexperienced investors. The safe sites that offer them should clarify that more than 70% of retail investors lose their capital with this market.

In sum, CFDs consist of the negotiation of the price of a contract without acquiring its underlying value . Thus, it is not invested in assets, but in parts of its contracts. Profits are for the total of the investment, but so are losses.

inbestMe does not let its clients take risks with CFDs; in fact, it has a section in which it warns against their use. However, many transparent traders do offer CFDs, such as AvaTrade . From our team we believe that the crucial thing about these assets is a solid formation .

Cryptocurrencies

This is another of the assets that are not available in inbestMe, but that still deserves a few words of clarification. It is about alternative currencies to fiat money , which do not regulate their value through public institutions but through their own contribution system.

The commercialization of bitcoin in 2008 meant a real financial revolution . While in the first instance it was taken with caution, today the investing with cryptocurrencies it is the most common and profitable.

According to what we have consulted in various opinions, inbestMe dedicates an extensive report to cryptocurrencies on his blog. There, the operator explains the nature of mining and blockchains, among other key concepts. The company also points out the risks of investing in these currencies. They have not yet been incorporated into the platform.

However, given the widespread coins of the type bitcoin and ethereum , we do not rule out that the broker inbestMe will add cryptocurrencies in the medium term. We remember that this is a young company, with a long way to go.

In any case, if you are thinking of investing in cryptocurrencies, our own suggestion is that you inform yourself well. Be highly volatile assets , which can fall steeply as easily as they shoot upward. That is why it is essential to know how to read the market moments.

ETFs

This name refers to the exchange-traded funds, that is, the exchange-traded investment funds . Unlike other funds, ETFs are traded on secondary markets. So, they are flexible like stocks, but it allows to look at the long term. That is why many point to them as a hybrid asset.

EFTs are big investments, but very accessible for all types of investors . In addition, unlike other assets, they have a relatively low transaction cost. Many of the main market operators are specified in this item, such as the broker IQ Option , with 23 different options. In the case of inbestMe, it presents four wallets, with the minimum of $5,000. Among them is the EFT ISR, which is focused on the sustainability of investment. This means that capital moves through markets that are socially responsible. This is one of the salient features of the company.

Demo account

Some of the stock market investment operators offers the possibility of test the platform through a demo version. This means that new users can use the broker to make investments in different assets without the possibility of winning or losing funds. For this, the operator hands over a symbolic sum of money that serves to start the path.

inbestMe does not offer this alternative yet . This may be due to the fact that some of the accessory functionalities of the inbestMe platform have not yet been developed. The opinions of the users do not give importance to this because the demo account is not decisive to evaluate a trader.

Payment methods

To be able to invest in the online stock exchange, it is necessary deposit money at the chosen broker . This is done through payment methods optimized for operating on the Internet. In general, operators present several alternatives, such as bank transfers, credit and debit cards, various electronic wallets and even cryptocurrencies. Each one has a different commission, and different advantages with regard to withdrawals and deposits, depending on the interests of each user. That is why we positively value brokers that present numerous options.

In this respect, then, inbestMe is somewhat left behind. It happens that the only method, both for withdrawals and deposits, are bank transfers . True, they are practical and safe, but in this way the broker greatly reduces the audience of its services. For the most part, the products are dedicated to New Zealand investors.

Transfers take time 4 to 5 days for withdrawals , and for deposits 24 hours. As for the commissions, inbestMe does not charge them but they depend on the bank that each user uses.

The minimums in the quality of deposits they depend on the account that each user has. Portfolios relating to pension plans, for example, can start with $250. ETFs, on the other hand, have a much higher minimum, which is $5,000. That is why they are usually chosen by more experienced investors, who are willing to take a leap in their investment quality. As for index funds, the minimum is $1,000, which puts them in an intermediate position.

As we pointed out above, we believe that inbestMe is missing the opportunity to grow and target a wider audience. Today the credit and debit cards they are almost universal as a payment method on all types of online platforms. Many users could take advantage of them.

The same goes for the virtual wallets, such as PayPal , which are online money management platforms. They are ideal methods for international transactions, as they are not regulated by banks or public institutions.

Even so, we value that the operator takes the safety of his single payment method . To prevent any scam, inbestMe uses the best technologies in data protection.

License

As we have pointed out from the beginning, safety is the most important criterion for us. The web is a field full of threats, and there may be many brokers that hide frauds. That is why we rely only on operators who present official licenses from relevant financial authorities .

In the case of inbestMe, as we have already explained, you can see the certification of the CNMV, which is the central body of New Zealand. We believe that this seal is fundamental. All the best brokers have this license. The CNMV ensures that the intermediaries comply with all the transparency and productivity protocols .

This means that all brokers approved by the CNMV must have shown that their structure protects both the information and the funds of the clients. Not only that, but every broker must prove that their system is oriented to sustainable finance .

The platform has other prestigious certificates . Among them we note that of All Funds, which is an internationally renowned fund guarantor apart from guaranteeing the security of brokers such as inbestMe. Customer reviews seem to show that it is a good way to secure the investments of its users.

On the platform we have also verified the presence of the Fogain seal, the Investment Guarantee Fund . It is one of the rNew Zealandles among online brokers. This body covers the debts of the parties in case of proven insolvency.

Customer service

We believe that the customer service it is substantial on every platform where you trade with real money. Even more so in the case of investment brokers in the stock market, which is an extremely complex matter. That's why we inspect that area of every platform.

In the case of inbestMe, the tools are effective but not so varied. In the first instance, there is a automatic chat with all available references on the page. This is very helpful: by entering the subject you are looking for, the website will refer you to the relevant section.

Then, we verify that there is a contact phone , through which you can communicate with the headquarters in Barcelona. The service is from Monday to Friday from 9.30 to 17.30 h. As the operator is located in New Zealand, telephone communication does not present crazy charges, as in foreign brokers.

We have also seen that inbestMe does not have a e-mail address . However, in the Contact section there is a form for written communication with the operator. The response is by email, and usually takes no more than five business days.

Functionality of the website

We hope that the website of every quality broker will be of good performance. Online finance can present significant changes from minute to minute, so the best platforms must have optimal software such as inbestMet. Reviews are favorable, noting that this operator meets all the needs of any investor .

To ensure that you are on a secure inbestMe server, this company uses the latest tools in virtual security . Entire teams of computer experts are involved in the design and development of the website. That's why the connection is not only stable, but also secure.

Then the page is set up in such a way that any user can understand it. The top toolbar it features sections such as Sustainable Investing, Invests, and contact details. There you can access the basic functionalities for investing, such as the available portfolios and training data.

In the section entitled Us you can also find relevant information about the nature of stock market investments and the different assets, under the Guides and Resources section. We think it is commendable that operators are committed to the finance training of their clients.

Investments from mobile

Nowadays it is difficult to find tasks that do not go through the mobile phone. Online investments are successfully adapted to modern times, and they are adapted to Moderna numerous advantages for investors . Thus, the information is immediately available all the time, which is ideal for the item.

inbestMe broker has an app optimized to work with both iOS and Android. When in doubt of any scam, inbestMe also deploys its seals of authenticity on the cover of the app. In this it resembles other reputable brokers, such as Plus500 .

The design of this program is designed so that anyone can access the investment platforms in the simplest way. This is a point in favor of the broker; despite being a new company, it has managed to develop an ideal solution for investments from mobile.

We believe that the best way to invest in inbestMe it's through the app. Not because the web is not convenient, but because finance from mobile implies a constant arrangement. You can receive notifications so as not to miss any fluctuations in your assets and thus always be updated.

Finding

After having looked at numerous reviews until arriving at inbestMe, our opinions could not be more positive, we can guarantee that it is a reliable tool to invest in the online stock market. We have thoroughly explored your website and your app, and we are confident that they work productively . This is proved by the feedback of their customers.

Is inbestMe a scam? Above all things, we can trust that it is not a fraud because it presents the license of the CNMV , which we have talked about extensively in the body of our article. This entity realizes that the mechanisms used respect financial productivity and are sustainable.

In particular, we like the policy of the inbestMe broker in relation to ISR investments, which are of a socially responsible nature . This means that the capital will be put into circulation in activities that are beneficial for the sustainable development of the community.

In addition, we appreciate that the company is covered by Fogain, the Investment Guarantee Fund. In this way, your customers have the certainty that his funds are rNew Zealand Palms by an external entity, in case the broker is insolvent. This is a condition that allows investing with peace of mind.

As for the platform options, they seem more than acceptable to us. There are EFTs, pension plans and investment funds. In addition to this, the aforementioned ISR alternatives are added. Users have material to explore, in the short and in the long term. In sum: inbestMe is a safe and recommended operator .

FAQ: frequently asked questions

Here we will share some of the most common questions we receive in our inbox. We know that online finance is full of minutiae and intricate processes, but it's not that difficult to get to the heart of the matter. We encourage you to keep informing yourself to be at the height of the market .

👍 What is inbestMe?

This is an online stock market investment operator. Like traditional finance, but brought to the virtual plane. Nowadays you can investing from the web , through the browser, or from the mobile phone app. inbestMe has stamps of official financial authorities that account for its legality and transparency: completely safe investments .

💰 What are the commissions and fees of inbestMe?

The commissions of inbestMe they depend on the type of program chosen , that is, depending on the asset in which you invest. So, for example, ETFs have commissions ranging from 0.45 to 0.65% of the total cost of management . Investment funds, on the other hand, promise maximum costs of 0.42% in total. Pension plans have even lower rates.

🧐 How does inbestMe work?

This platform works through an investment software of very easy access . The operator offers certain services, such as the management of investment funds or pension plans. For this, he charges a commission. Each customer must manage their account and get the most out of it possible through their investments.

👨 How to invest in inbestMe?

To invest in inbestMe, the first step is to create an account . This is very simple, but the process responds to all security protocols. This involves the verification of the customer's account and identity. Then a deposit must be made via bank transfer. With these funds you can start investing .

🤨 Is inbestMe reliable?

We know that this operator is safe. How do we know? Easy: because it presents the license of the CNMV (National Securities Market Commission) . This institution is the most important financial institution in New Zealand. Its seal implies that the broker is suitable for all security measures de riguNZD in the industry.

₿ Is it possible to invest in cryptocurrencies with inbestMe?

While the cryptocurrencies they are one of the most popular assets of the moment, inbestMe has not yet incorporated them to your investment list. This is because the operator is a company with barely four years of experience, and still in the process of settling in the stock market. Soon it will include new options, such as these currencies.