DIF Broker Review: updated opinions about the broker in 2021

Warning: the information presented here about DIF Broker and its services is merely generic and comes from reliable sources of public access or received from DIF Broker (entity authorized to operate in New Zealand by the CNMV or through the financial passport regime dollarpeo).

⚠️ Attention! Although DIF Broker is totally legal and safe, we can't offer you this broker right now . We recommend that you try one of the best online brokers that we have evaluated, Binance .

Enabling licenses are a must for reliable brokers Is DIF Broker a scam? In this case, we know that the platform is totally secure and presents all the security credentials, as we will see in detail in the relevant section. With this, you can investing without risks and dangers of fraud .

The company was founded in 1999 in Portugal. The head office is in your home country, but you also have a branch in New Zealand and a subsidiary in Uruguay. It also has service centers in numerous dollarpean countries, such as Germany, Bulgaria, France, Italy, Poland and the United Kingdom, among others.

If we are talking about the first stock broker in Portugal to bet on internationalization, that is DIF Broker. The opinions towards the operator have always been positive, since the times when the global market was still in the making. This has positioned him in an unbeatable place in the financial industry , as well as in the stock markets.

The company arrived in New Zealand in 2004, and since then it has set a trend in terms of investment and savings for retail clients. This places him among the best brokers in the country . It not only has the satisfaction of its users , but with the respect of their peers.

One of its highlights is its variety of options for both retail investors and large companies. It has more than 40 markets and 30,000 financial instruments . While this may be difficult to cover, the operator provides training tools for its customers.

Our experience with DIF Broker

We check that the general feeling of its clients is very good, having a great reputation of DIF Broker. The opinions of experts also go in this direction, so we decided to test the platform for ourselves, and thus verify that its systems are indeed productive. What we discovered is a very professional operator .

In fact, the broker DIF Broker has several highlights, according to our assessment. In the first instance, we value transparency : the first thing you see on their website are the enabling credentials, issued by the main dollar authorities in financial matters. Otherwise, we wouldn't have continued exploring it.

In addition to security, we value positively the company's commitment to its customers. The main policy of DIF Broker represent the interests of its users . For this, it uses different mechanisms that put the investor in the first place, and provide the necessary tools for it to develop.

As seen in the table above, the company has a real address in New Zealand . This is not a minor fact; there are many operators that present themselves as legal and safe alternatives, but they are only located in tax havens. That does not bode well, and only betrays ambiguous intentions.

The firm has a good name in the world of finance. In 2018 he participated in the Fund Management Company , Optimize Investment Partners. Information regarding the commercial links of the company is available on the web. All these data give it prestige.

As for the investment opportunities of the platform, we have verified that they are very extensive and certainly profitable. The finance software is developed by the trader himself, and it is very easy to use. No previous experience is required to understand its functionalities and its tools.

Of course, as in any other trader, the chances of success have a lot to do with the expertise and knowledge of each investor. In this case, DIF Broker does not leave its clients adrift, but provides them with growth possibilities: courses, seminars, and explanatory videos .

DIF broker: Is it reliable or is it a scam?

DIF Broker: Scam or a legit option? We have already advanced it: there is no trace of fraud. It has the license of the National Securities Market Commission (CNMV) . This is the main financial institution of control in New Zealand, and has authority at continental level.

This license is an imperative for quality brokers . Otherwise, we would not dare to invest in DIF Broker. All the operators that we review have this license, as in the case of the company eToro , which is one of the most prestigious in New Zealand.

Is that the CNMV enablement gives an account of the basic security features for invest with confidence . First of all, this certificate guarantees that user data will be protected at all times. This is so thanks to data encryption systems.

A look at the most relevant of DIF Broker

Secondly, the CNMV license is proof that the operator is not structured from parasitic systems that do not produce anything, such as the Ponzi scheme. On the contrary, as all opinions mark, DIF Broker uses a productive circuit which sets capital in motion.

Thus, we have the certainty that the clients' assets enter the financial system in a sustainable way. This is a requirement of every safe trader: DIF Broker proves that investments contribute to the cycle of responsible finance. This is the best way to reach profitability .

DIF Broker Offer

In addition to transparency and security, another of the central factors in the evaluation of a broker is the variety of assets and opportunities . There is no lack of options in this operator. As we have already highlighted, it presents more than 30,000 tools in more than 40 markets.

Above all, according to our experience and what we have consulted in various opinions, DIF Broker specializes in investment funds . These are divided into three categories, according to their characteristics and objectives: Investimento activo, Dollarpa Valor and Obligaciones. In each case, the broker warns about its risks and possibilities.

In Investimento activo there is a profitability of 5.8% per annum, but with a high risk of loss from the start , which may be -20.3%. Dollarpa value is similar, with high risks, but oriented to the dollarpeo market. As for Bonds, they indicate an annual return of 3.9% and a maximum loss of -7.5%.

In addition, the main investment assets include stocks, futures, CFDs and many more. This is central: we value operators who deploy a wide range of alternatives. In the global market it is necessary diversifying portfolios to gain more dynamism and financial ease.

Other asset classes include EFTs and indices , which are de riguNZD in every reputable broker. Not only that, but you can invest in commodities and in Wooes, such as gold. These opportunities require specific knowledge to make them profitable. Below we detail some categories.

CFDs

These are one of the most interesting financial instruments today. Its particularity lies in the fact that they do not involve the acquisition of an asset , but only negotiate the opening and closing price of the contract on that asset. This may seem complicated, but it just takes practice.

CFDs get their name from their English denomination, contracts for difference, that is, contracts for difference. With a relatively small investment, it is possible getting in touch with the big markets . However, this opportunity also carries a significant risk. The losses can be very significant.

This is because, like profits, losses are calculated by the total of the investment. Thus, CFDs can be seen as double-edged weapons. However, they are not a scam: DIF Broker warns its clients about the risk of these investments .

In fact, on its main page you can read the warning that 46% of retail investors lost in their CFD trading. This is not to say that CFDs are negative by nature, but that they are needed specific knowledge to know how to use them intelligently .

Cryptocurrencies

This is another of the most innovative assets today. Cryptocurrencies are parallel currencies to fiat money; they are not governed by banks or markets, but by their own parameters. More specifically, its value is given by the volume of transactions made in the currency .

Although at first they were taken with a certain skepticism, nowadays cryptocurrencies are one of the sensations of the world of finance. Even more: bitcoin, the pioneer currency of the field, has been highlighted as the most valuable asset of the decade , thanks to its abrupt rise.

Cryptocurrencies are structured from blockchains or blockchain . Each block stores the relevant data about transactions, and this content is invulnerable as long as it is part of the chain. Likewise, the information is available to users, as an open daily book.

As we can see, cryptocurrency technology is an advance in both security and transparency. However, they are such volatile assets that it is not easy to know how to use them . To invest it is necessary to take into account numerous variables. We suggest that you inform yourself well before entering them. On the very pages of exchanges to invest in cryptocurrencies , you can find valuable information that will be very useful to you.

As the reviews indicate, DIF Broker he does not specialize in cryptocurrencies . It does not trade them through CFDs, as other brokers do (for example, BDSwiss ). While there may be opportunities with this asset, DIF Broker is not the ideal trader for doing business in cryptocurrencies.

EFTs

This financial instrument is one of the most used on the DIF Broker platform. It refers to the Exchange-traded funds, that is, the exchange-traded investment funds . Most operators offer them, with various conditions, but in this case the opportunities are truly interesting.

EFTs allow investing in a diversified way and with a lower management cost than other assets. They are also very transparent, as they show the underlying assets with which they trade. In the same sense, they allow access to markets around the world, with an infinity of products.

The main attraction is liquidity: EFTs propose relatively quick profits, turning an investment into cash without losing value. Be as flexible as actions , but with the view of the indices. The DIF Broker website provides abundant information on the subject, which we recommend you explore.

Demo account

This is an alternative offered by many stock market investment brokers. This is a temporary account, which allows you to use the platform without depositing real money. Each broker is responsible for delivering a sum of fictitious capital for new users to experiment with the functionalities of the system. It is an excellent modality for getting into investments without committing to the risks the real world of finance. However, you should keep in mind that this also does not allow you to generate profits, since it is a version that does not use money.

In the case of the DIF Broker broker, this alternative is presented under the name of simulation account. Allow use the platform for a limited period but with access to the markets in real time. The vast majority of tools are available in this mode. Another of the operators that has this test service is AvaTrade .

Payment methods

When using money to make investments, it is necessary link some payment method . These media are channels optimized to work online. There are all kinds of them: bank transfers, debit or credit card payments and even electronic wallets that manage funds from the web.

Of course, each method has its peculiarities , and not all of them are available at each of the brokers. While there are methods that allow both depositing and withdrawing funds, there are others that are only enabled for one of those functions. This depends on each platform and the payment manager.

In the case of DIF Broker, the only alternative is bank transfers . It seems to us that this narrows the range of transactions on the portal, which could have a more varied repertoire. However, the company has its justification: transfers are the safest and most widespread method.

As for commissions, DIF Broker does not charge for deposit and withdrawal transactions. However, the chosen bank may incur differential rates. As for the management fees , are quite low compared to other operators in the same field, as we will see in this section.

The commission for the purchase and sale of shares of DIF Broker is 0.12% with a minimum of $12 for the dollar zone bags . There are also other exchanges available, such as the Hong Kong one. There the minimum is 150 HKD, with a commission of 0.20%.

In the case of the united States stock exchanges , if the stock is trading at more than $5, $0.02 per share is charged, with a minimum of $12. If the stock trades at less than $5, the commission is fixed at $20.

These rates are valid for the following exchanges: Nasdaq, New York Stock Exchange, American Stock Exchange (United States); Xetra, Dollarnext Paris, Lisbon, Brussels, Amsterdam, Dublin, Mercado Continuo New Zealand, Milan Stock Exchange, Nasdaq OMX Helsinki (Dollarpa); and Hong Kong Exchange. Be a very complete repertoire , with rates between low and moderate.

In addition, DIF Broker can send its users the complete and detailed list of tariffs by e-mail. This option can be requested on the main page of DIF Broker. As for the minimum to open an account , is $2,000, which is a considerable sum.

License

We have already pointed out that security is the fundamental question in the evaluation of an investment broker in the stock market. These certificates make it possible to recognize fraudulent operators from the really legal ones. We do not recommend registering on any type of platform without licenses from official entities.

DIF Broker: Scam or is it legit? It is a reliable operator since it presents the license of the CNMV of New Zealand. It also has the seal of the same entity of its country of origin, Portugal. These certifications show that the company complies with all the international financial protocols .

Another of the certificates that are available on the website is that of the Bank of Portugal , which governs the financial operations of that country. Although this does not have a continental scope, it is sufficient to certify that the platform complies with the country's fiscal and financial regulations.

Thanks to the numerous licenses, in many countries it is possible to operate from DIF Broker. Customer reviews highlight this feature. Among the licenses obtained by the operator, there are those of the AFM of the Netherlands , which has both local and continental validity. In that entity, the operator is registered under the number 325663. We value this extra certification.

Other licenses include that of the Polish Commission, the Komisja Nadzoru Finansowego. Also that of the Bank of France and that of Bafin, one of Germany's central financial institutions. Thus, we see that investing in DIF Broker is safe: the platform is under the control of the authorities.

Customer service

For some this may be a secondary issue, but in our team we take it with the utmost seriousness. We believe that every quality broker should offer effective and practical communication channels. Thus, customers can resolve any doubts relating to your accounts directly with the operator.

Fraudulent platforms are characterized by presenting means of contact that fill their users with spam and false ads. Is DIF Broker a scam? We know that there is no fraud, in addition to having licenses, their communication channels are serious and effective , and they work for the benefit of the customer.

On their website, you can find a bottom right button which refers directly to a WhatsApp conversation. The answer is usually not delayed, if it is sent in the hours from 8 to 20 from Monday to Friday. Outside of that time, the chat service is not available.

In that case, you can resort to the toolbar, specifically to the section titled Contact Us. There you will find the telephone number of the Madrid branch , as well as the office address and email. In addition, there is a contact form that works very efficiently for general doubts.

Functionality of the website

In our team we also attach importance to the quality of the web of each operator. We know that a good design and optimal performance they are of help to investors. That's why we inspect this aspect carefully. In the case of DIF Broker, we find that it is up to the task.

At the top of the site there are a toolbar with different sections : Negotiation, Fees, Funds, and more. By clicking on any of these sections, you will not be sent to another page, as usually happens, but you will be scrolled down to the relevant sector of the home page.

One of the most interesting sections is the one called Learning. Under this title, all the options offered by the operator for its users to train in finance are included. These tools include guides on the main assets : stocks, bonds, indices, futures, forex, CFDs and much more.

Another section of interest is the one called Blog. There are collected all the articles dealing with the current situation of the stock market and the stock market. The information stored in this folder is very useful for those who wish to keep up to date with the financial contingencies of the whole world.

Investments from mobile

Nowadays finance, like many other productive activities, goes through the mobile. That is why the best brokers on the market have developed apps to use on the phone . DIF Broker is among them, as well as other reputable traders, such as Binary.com .

These apps do not present any compatibility problems, since they can be installed on the main operating systems. This includes iOS and Android , which are the most widespread software in New Zealand and the entire continent. Therefore, there is no drawback to its use on any device, even tablets.

To prevent scam possibilities, DIF Broker also exposes its official licenses in the app for mobile. That way, users can immediately recognize that this is the real app and not a clone. In addition, the operator has extra virtual security measures.

Among them are the device and customer identity verification . With all this, we believe that investments from the phone are just as safe as from the web, but with the addition of practicality. Now you can access your assets from sea, at any time.

Finding

Finally, we will give a summary of our analysis and the various opinions about DIF Broker. As we have seen, this is an operator that meets all the basic conditions to be considered quality: security guarantees , prestige, and the opportunity to become a true profitability.

DIF Broker: Scam or a legit option? DIF Broker deploys its numerous licenses to give your customers peace of mind . The most important one for New Zealand users is that of the CNMV, but there are others as well. Among them, we have mentioned the banks of Portugal and France, among others equally relevant.

In addition, the broker DIF Broker has an excellent reputation in the world of finance, with more than 20 years of experience in the field. Its own users rate it highly, which makes us think that many of them have achieved significant earnings with the platform .

The operator's offer is the most varied. Have investment funds of various types , as well as a large multiplicity of assets. Among them we highlight stocks, indices, futures, EFTs, CFDs, commodities, Wooes and international currencies. Cryptocurrencies do not yet have a place of importance on the platform.

Among the leaders of the field is DIF Broker . Customer reviews corroborate this and also their portfolios are the most competitive, and there is no doubt about their solvency: it is a very complete company.

FAQ: frequently asked questions

In this section we will share the questions we usually receive about this topic in our inbox. We hope that they will be useful for your search for an ideal operator, and that our answers will take you on the sure path to sustained profitability . Do not stop writing to us if you have any questions.

👍 What is DIF Broker?

It is a online stock broker who is responsible for officiating from intermediary between supply and demand . For that service, it charges a margin, often called a pip. As all opinions indicate, DIF Broker is an operator regulated by recognized entities in the world of finance. That is why we are sure that it is a reliable company.

💰 What are the commissions and fees of DIF Broker?

The commissions of DIF Broker are similar to those of other traders of the same level. Each fee depends on the product purchased and the exchange on which it is traded. As we have indicated, there are different commissions depending on the Dollarpa markets, the United States or Hong Kong. As well they vary according to the invested capital .

🧐 How does DIF Broker work?

According to the information we have, DIF Broker works through the legal and productive channels of finance. This means that the platform puts clients' capital into circulation , so that the possibilities of profitability . Anyway, we recommend that you consult their website to have more specific data on each service.

👨 How to invest in DIF Broker?

To invest in DIF Broker, you must follow a series of steps. The first of them is create an account . You can try a demo version first, but to invest with real money you must verify your identity and then deposit funds through the payment methods. That done, you can now invest in the stock market with numerous assets .

🤨 Is DIF Broker safe?

Of course I do. To dispel any suspicion of a scam, DIF Broker presents its credentials issued by official institutions of finance. Among them, we count the licenses of the CNMV of New Zealand and Portugal . Also relevant are the certificates of AFM from the Netherlands and Bafin from Germany, as well as the ratings of the banks of France and Portugal.

₿ Is it possible to invest in cryptocurrencies with DIF Broker?

Not at the moment. cryptocurrencies . This is because these types of assets are quite recent, and many platforms have not yet incorporated them. We do not rule out that they will join in the medium term, because they are booming and they are gaining popularity .